About Glenda White, Host, The Mortgage Coach DFW & Mortgage Expert
As a loan officer based in Dallas Fort Worth, Texas, I have been serving the community and helping families achieve their homeownership dreams since 2008. With a proven track record as a top producer and a servant leader, I am dedicated to providing personalized guidance and support to each and every one of my clients.
Whether you are a first-time homebuyer or a seasoned real estate investor, I am committed to helping you navigate the home-buying process confidently and efficiently. With my expertise and experience, you can trust that you are in good hands every step of the way.
Make sure you know these 6 things to avoid an overwhelming Home Buying Process
Determine Your Budget
Before you start looking for a home, you need to determine your budget. Consider your income, expenses, and debt to calculate how much you can afford to spend on a home. This will help you narrow down your search and avoid overextending yourself financially.
Get Pre Approved
Get Pre-Approved: Getting pre-approved for a mortgage is a crucial step in the homebuying process. It will give you an idea of how much you can borrow and help you determine your price range. It's important to note that pre-approval is not a guarantee of a loan, but it is an essential step in the process.
Closing Costs | Down Payment
Depending on the type of mortgage you choose, you may need to put down a down payment of 3% to 20% of the purchase price. In addition to the down payment, you will also need to cover closing costs, which can range from 2% to 5% of the purchase price. Start saving as soon as possible to ensure you have enough funds to cover these expenses.
6 Things To Cover - Homebuyer 101
Understanding Your Mortgage Loan Options
Understand Your Mortgage Options: There are several types of mortgages available, including fixed-rate, adjustable-rate, FHA, and VA loans. It's essential to understand the pros and cons of each option and determine which one is the best fit for your financial situation.
Market Research | Current Conditions
Research the Market Conditions: The real estate market is constantly changing, and it's essential to stay up-to-date on the latest trends. Research current market conditions in the area where you want to buy to determine if it's a buyer's or seller's market. This will help you understand what to expect during the homebuying process.
Getting Started | Your Trusted Advisor
Work with a Trusted Loan Officer: The homebuying process can be complex, and it's essential to work with a trusted loan officer who can guide you through the process. Your loan officer can help you understand mortgage rates, the process, and the market conditions, and provide personalized advice to help you achieve your homeownership goals.
“You’re actually investing in your future, not buying a home!” | Sarah F. Findel
Satisfied Clients
Being able to text/call for answers even after hours. Glenda worked hard to get things done in time.
Gretchen
If you're in the market for a mortgage lender, I highly recommend reaching out to Glenda! Her commitment to her clients and her industry expertise make her an invaluable asset to anyone looking to secure a mortgage.
Morgan W
Communication and dedication
Kodie C
Partner with us
Mailing Address
137 TX-121 #115,
Coppell, TX 75019
Email Address
gwhite@umortgage.com
Phone Number
(682)365-0816
NMLS 843034
NXT Mortgage
